Accident Benefit Rider

Accidental Benefit Rider can be taken along with the basic plan, which can be chosen by the life assured, for a nominal premium at the time of taking the policy, subject to the condition that the total rider premium under all the riders put together shall not exceed the basic plan premium.


Key Benefits

In the event of the death of the life assured due to an accident or in the event of the life assured becoming totally and permanently disabled due to accident within the rider term, rider sum assured will become payable. Further in the event of the life assured becoming totally and permanently disabled due to an accident, future premiums payable under the basic policy will be waived from the next premium, from the date of accident to the date of the end of the rider term, or earlier death.

Tax Benefits

Tax benefits under this plan are available as per the provisions of the Income tax Act. The plan provides tax benefits u/s 80C for the premiums paid and u/s 10(10D) for the amount received as death / maturity benefits, under the policy, as per the prevailing tax laws. Tax benefits are subject to changes according to the tax laws from time to time; please consult your tax advisor for details.



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