Shriram Life Wealth Plus

Shriram Life Wealth Plus (UIN: 128L036V03) is a unit linked insurance plan that protects your loved ones and ensures they are protected financially even when you are not around. It also helps grow your investments and maximizes returns on them thereby offering both savings and protection under a single plan.


  • Multiple funds and investment strategies to choose from

  • Unlimited Switching & Premium Redirection free of cost

  • Choice of Premium Payment Terms – Regular or Limited

  • Choice of Policy Term – 10, 15 to 20 years

  • Additional protection through Riders


Maturity Benefits

If the life assured survives till the end of the policy term, the total fund value will be payable.

Death Benefits

In case of death of Life Assured during the policy term:

  • Sum Assured along with top-up sum assured (if any), base premium fund value and top-up premium fund value (if any) will be paid to the nominee(s) or beneficiary(ies) and the policy will be terminated.




7 Years


60 Years

(Age last birthday)

Maturity AGE


70 Years

(Age last birthday)

Sum Assured


7 X Annualized Premium


No limit, subject to Board approved underwriting policy

policy term

10 Years, 15 to 20 Years


  • Yearly
  • Half-yearly
  • Quarterly
  • Monthly



Same as policy term


5/10/15 years



Annual – ₹ 12,000

Half Yearly – ₹ 7,500

Quarterly – ₹ 5,000

Monthly – ₹ 2,000


No limit, subject to Board approved underwriting policy

RIDERS (Add Ons)

Accident Death Benefit Rider at Shriram Life

Shriram Accidental Death & Disability Rider (UIN – 128A012V01)

Critical Illness Benefit Rider at Shriram Life

Shriram Accidental Death & Disability Income Rider (UIN – 128A013V01)

Critical Illness Benefit Rider at Shriram Life

Critical Illness Care Rider
(UIN – 128A014V01)


Disclaimer: Shriram Life Wealth Plus ((UIN: 128L036V03))

  • Unit Linked Life Insurance Products are different from the traditional insurance products, as in the former, the investment risk in the investment portfolio is borne by the policyholder.

  • ‘Shriram Life Insurance Company Limited’ is only the name of the insurance company and ‘Shriram Life Wealth Plus’ is only the name of the Unit Linked Life Insurance Contract and does not in any way indicate the quality of the contract or its future prospects of return.

  • Please know the associated risks and the applicable charges from your insurance agent or the intermediary or policy document of the insurer.

  • The various funds offered under this contract are the names of the funds and do not in any way reflect their quality, their future prospects and returns.

  • The premium paid in Unit Linked Life Insurance Policies are subject to investment risks associated with capital markets and the NAVs of the units may go up and down based on the performance of the funds and the factors influencing the capital market and the insured is responsible for his/her decisions.

  • Past performance of funds is no indicator of future performance, which may be different.

  • For more details on the risk factors, terms and conditions please read the sales brochure and/or sample policy document on our website carefully and/or consult our advisor.

  • Tax benefits are subject to change as per tax laws. Please consult your tax consultant on tax benefits.

Read the policy document here

Read the brochure here