Shriram Ujjwal Life

Shriram Ujjwal Life (UIN-128L034V02) is a regular premium unit linked plan designed to help you with your financial goals for your child’s education, child’s marriage or a peaceful retirement. Beyond that, the plan also protects your living family against uncertain future events.


Maturity Benefits

On survival of the Life Assured up to the end of the policy term, the fund value including top up fund value(if any) will be paid on maturity.

Death Benefits

In case of death of the Life Assured, Sum Assured plus fund value plus top up sum assured along with top up fund value if any is payable to the nominee provided the policy is in force. The death benefit will be at least 105% of all the premiums including the top up premiums paid.In case of death of the life assured of a discontinued policy, the discontinued fund value subject to a minimum guaranteed interest as prescribed by IRDA from time to time up to date of death will be paid to the nominee or beneficiary.




7 Yrs


65 Yrs

(As on last birthday)

Maturity AGE


75 Yrs

(As on last birthday)



10 / 7 times the annualized premium


Subject to underwritten policy.

policy term (Yrs)

10 Yrs (Fixed)

Minimum Annual Premium

Rs. 30,000





Same as policy term

RIDERS (Add Ons)

No riders available.



  • Unit Linked Life Insurance Products are different from the traditional insurance products, as in the former, the investment risk in the investment portfolio is borne by the policyholder.

  • ‘Shriram Life Insurance Company Limited’ is only the name of the insurance company and ‘Shriram Ujjwal life’ is only the name of the Unit Linked Life Insurance Contract and does not in any way indicate the quality of the contract or its future prospects of return.

  • Please know the associated risks and the applicable charges from your insurance agent or the intermediary or policy document of the insurer.

  • The various funds offered under this contract are the names of the funds and do not in any way reflect their quality, their future prospects and returns.

  • The premium paid in Unit Linked Life Insurance Policies are subject to investment risks associated with capital markets and the NAVs of the units may go up and down based on the performance of the funds and the factors influencing the capital market and the insured is responsible for his/her decisions.

  • Past performance of funds is no indicator of future performance, which may be different.

  • For more details on the risk factors, terms and conditions please read the sales brochure and/or sample policy document on our website carefully and/or consult our advisor.

  • Tax benefits are subject to change as per tax laws. Please consult your tax consultant on tax benefits.

Read the policy document here

Read the brochure here