Star Shri Individual Care(Discontinued / Withdrawn Plan)

Star Shri Family Care,a policy that offers both life and health cover. With the increasing number of life threatening diseases and the mounting medical expenses, you need complete protection that Star Shri Family Care offers.

Star Shri family Care Insurance is a policy which is offered jointly by Star health and Allied Insurance Co.Ltd and Shriram Life Insurance Co.Ltd. The special feature of this policy is it offers Life and Health cover under a single product. It provides for regular hospitalization benefits like any other medical insurance policy on floater basis under Section 1 and provides for payment of lump-sum in the event of death under Section 2.

KEY BENEFITS

Other Benefits

Hospitalization Cover : In-patient hospitalization expenses for a minimum of 24 hours, including Room, Boarding Expenses as provided by the hospital/Nursing Home at 2% of the sum insured subject to a maximum of Rs 1500/- per day in Class A cities, Rs750/- per day in Class B cities and Rs 500/- per day in Class C cities.

Surgeon’s fees, Consultant’s fees, Anesthetist’s and specialist’s fees.

Cost of medicines and drugs.

Emergency ambulance charges for transporting the insured patient to the hospital up to a sum of Rs.750/- per hospitalization and overall limit of Rs.1500/- per policy period.
Pure Term Life Insurance Cover: Lump-sum in the event of death.

Cost of medicines and drugs.

Emergency ambulance charges for transporting the insured patient to the hospital up to a sum of Rs.750/- per hospitalization and overall limit of Rs.1500/- per policy period.

Death Benefits

Pure Term Life Insurance Cover: Lump-sum in the event of death.

  • It pays the nominee the stated sum assured in case of death of the policyholder during the policy term of the contract.
  • Waiting Period: A waiting period of 90 days from the date of acceptance of the policy. Only accidental death benefits are covered during this period. In this period, no death benefit is payable in case of death due to other causes. After the expiry of this period, death due to any causes (subject to mandatory exclusions) are payable. Policy term: 60 yrs less age at entry (fixed).


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Disclaimer

  • For more details on the risk factors, terms and conditions please read the sales brochure and/or sample policy document on our website carefully and/or consult our advisor.

  • Tax benefits are subject to change as per tax laws. Please consult your tax consultant on tax benefits.

Read the policy document here

Read the brochure here