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IRDAI Chairman's Congratulatory Message for AA Foundation Day

Shriram Life Insurance policy documents are now accessible on DigiLocker for policies issued from March 1, 2024, onwards. To access: log in to www.digilocker.gov.in or use the DigiLocker app, search for 'Shriram Life Insurance' under Issued Documents, and instantly download your policy document.

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SLIC is an empanelled annuity service provider by the PFRDA - Explore Retirement Options .  

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SHRIRAM SMART SURAKSHA CARD - Suraksha apni jeb mein

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Secure Your Retirement Income with

Shriram Life Sunishchit Laabh

Zaroorat jaisi, policy vaisi

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    Steady monthly income

  • savings

    Savings plus protection

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    Long-term retirement support

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Smart savings plan for strong returns

Shriram Life Sunishchit Laabh

Zaroorat jaisi, policy vaisi

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    Guaranteed income for future needs

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    Loyalty addition to enhance savings

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    Flexible payout terms to suit your goals

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Support your child's big dreams

Shriram Life Sunishchit Laabh

Zaroorat jaisi, policy vaisi

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    Guaranteed payout for long term

  • flexible-payout-b3

    Flexible payout according to needs

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    Loyalty bonuses to boost returns

Take Control of Your Retirement Today

  • Self
  • Spouse
  • Child
  • Grand Child
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  • 15 Lakhs & Above
  • 10-15 Lakhs
  • 7-10 Lakhs
  • 5-7 Lakhs
  • Below 5 Lakhs
  • Male
  • Female
  • A Young professional
  • A Homemaker
  • Single woman
  • Married with kids
  • Working woman
  • Close to retirement / retired
  • Self-employed / business owner
  • Salaried
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Renewal Options

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Grievances Redressal

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Why Choose Shriram Life

Why Choose Shriram Life

Shriram Life Insurance provides a legacy of trust and reliability, with innovative plans designed to meet diverse financial needs. With a focus on customer satisfaction, Shriram Life Insurance provides tailored insurance solutions designed to give financial security, growth, and peace of mind for you and your family.

  • record
    Benefit from a Trusted track record
  • family
    Insurance plans designed for your needs
  • family
    Protects your family with a safety net
Know More About Us

Our Awards & Recognition

Recognised as one of India's trusted life insurance companies for claim settlement excellence, innovation, and customer service.

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Awards and Accolades

Awards and Accolades

Shriram Life's Golden Premier Saver Plan has been awarded as one of India's TOP 5 BEST Endowment Policy.

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Best Claim Settlement

Best Claim Settlement

Wins ET BFSI Exceller Award for Excellence in "CLAIMS SERVICE" on Nov'23

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Indian's TOP 5 BEST Endowment Policy

Indian's TOP 5 BEST Endowment Policy

The "Best Life Insurance Company of the Year" at the National Feather Touch - Business Leadership Awards.

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Best Claim Settlement

Best Claim Settlement

Wins ET BFSI Exceller Award for Excellence in "CLAIMS SERVICE" on Nov'24

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Business Leadership Awards

Business Leadership Awards

The "Best Life Insurance Company of the Year" at the National Feather Touch

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Milestone

  • Building Prosperity for

    20 years

  • Branches

    651

  • Assets Managed

    ₹13,207 Cr

Claims Performance

  • ₹171.85 Crs

    settled for FY 2025-26

  • 4,805

    Families have received claim benefits

  • 98.52%

    Death Settlement Ratio in FY 2025-26

Know More About Life Insurance

A complete guide to life insurance in India - types of life insurance, coverage, benefits, and how to choose the best life insurance policy.

What is Life Insurance?

Life Insurance is a financial product that provides a payout to beneficiaries in the event of the policyholder's unfortunate demise. It offers financial protection and security for your loved ones, helping to cover expenses such as debts, living costs, and other financial needs. It acts as a safety net, ensuring your family’s future goals stay on track even in your absence. Beyond protection, certain plans also help you build savings or wealth over time.

Frequently Asked Questions

Find answers to the most common questions about life insurance, life insurance plans, policies, coverage, and more.

1.

What is the best life insurance policy in India?

The best life insurance policy in India depends on your goals. For maximum life cover at the lowest cost, a term life insurance plan is the best choice. For savings with life cover, an endowment or savings life insurance plan is ideal. For investment with life cover, a ULIP life insurance plan works best. Shriram Life's range of life insurance policies is designed to offer the best life insurance cover for every need and budget.

2.

How to buy life insurance online?

You can buy life insurance online with Shriram Life in 3 simple steps:

  1. Choose your life insurance plan on our website
  2. Enter your details and get an instant life insurance quote
  3. Pay online and receive your life insurance policy document instantly by email

Buying an online life insurance policy with us is 100% paperless and takes less than 5 minutes — no branch visit or agent required.

3.

How much life insurance coverage do I need?

Financial experts recommend life insurance coverage of at least 10–15 times your annual income. For example, if you earn ₹6 lakh per year, you should have at least ₹60–90 lakh in life insurance coverage. Your life insurance cover should also account for outstanding loans, your children's education costs, and your family's living expenses. Use our free Life Insurance Calculator on this page to find the right coverage amount.

4.

Which is the best life insurance company in India?

The best life insurance company in India should have a high claim settlement ratio (95%+), IRDAI regulation, a strong financial track record, and a wide range of life insurance plans. Shriram Life Insurance has a 98.52% claim settlement ratio, over 20 years of experience, and serves millions of policyholders across India — making it one of the most trusted life insurance companies in India.

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Disclaimer

For more details on risk factors, terms, and conditions please read the sales prospectus carefully before concluding a sale.    

*Tax Benefits:    
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.    
You are eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time.

IRDAI Regn No: 128    
CIN No : U66010TG2005PLC045616 of the Company
ARN : SLIC/ELEC/Dec 2025/1699

The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS

  • IRDAI or its officials do not engage in activities such as selling insurance policies or financial products, announcing bonuses, or investment of premiums. Members of the public who receive such calls are advised to lodge a police complaint.