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Disclosure Of Underwriting Philosophy

Disclosure Of Underwriting Philosophy

Disclosure of Underwriting Philosophy of offering insurance coverage to People with Disabilities and People affected with HIV/AIDS and Mental illness Diseases

Our Board approved underwriting policy specifies that no discrimination is allowed against applicants with physical disabilities, affected with HIV/AIDS, or mental illness, and that we will take the necessary steps in assessing the risk (consulting medical practitioners or re-insurers in line with the product specific guidelines) to offer the best terms to cover the risk on lives with these disabilities. Recognising the rights of the person suffering of these disabilities, the communication of the medical condition and the underwriting requirements/decision will be done with utmost sensitivity and confidentiality.

Disclaimer

For more details on risk factors, terms, and conditions please read the sales brochure carefully before concluding a sale.   

*Tax Benefits:   
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.   
You are eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time.

IRDAI Regn No: 128   
CIN No : U66010TG2005PLC045616 of the Company

The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS

  • IRDAI or its officials do not engage in activities such as selling insurance policies, announcing bonuses, or investment of premiums. Members of the public who receive such calls are advised to lodge a police complaint.

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