Shriram Fortune Builder Plan

Shriram Fortune Builder Plan (UIN: 128L038V02) is a single premium unit linked insurance plan designed for individuals who do not have a regular cash flow to sustain premium payments each year on the due date. This plan s ideal for those who travel and may not remember premium due dates or those who have a lump sum amount available to complete their insurance requirement in one time.


  • Transparency: Policy holder can see where his / her money goes and how it’s being used.

  • Diversification: Invest across a range of asset classes.

  • Liquidity: Gives you access to the fund in the form of partial withdrawals.

  • Tax Benefit: Tax Benefits as per prevailing Tax rules

  • Flexibility: option to invest surplus fund as top-up during the policy term, to switch your unit fund time to time as per your risk appetite and to continue investment growth after maturity by selecting settlement option.


Maturity Benefits

Maturity Benefit on survival of the life assured up to the end of the policy term, the Fund value (including top up fund value) will be payable

Death Benefits

Higher of Sum Assured or the value of the units in Life Assured’s unit account paid till the time of death is payable to the nominee and the policy will terminate.If the policy is in discontinuance state, the discontinued policy fund value subject to a minimum guaranteed interest as prescribed by IRDA from time to time will be paid to the nominee or beneficiary.

Sum Assured under death benefit is defined as the basic sum assured plus additional sum assured(if any) due to top-up premiums.




0 Yrs


65 Yrs

(As on last birthday)

Maturity AGE


75 Yrs

(As on last birthday)



1.25* / 1.10* Below 45 Yrs / 45 Yrs and Above

(Single Premium)


Subject to Board approved underwriting policy.


10 / 15 / 20 Yrs (Fixed)



Rs. 25,000


No Limit


  • Single

RIDERS (Add Ons)

No riders available.


Disclaimer:Shriram Fortune Builder Plan (UIN-128L038V02)

  • Unit Linked Life Insurance Products are different from the traditional insurance products, as in the former, the investment risk in the investment portfolio is borne by the policyholder.

  • ‘Shriram Life Insurance Company Limited’ is only the name of the insurance company and ‘Shriram Fortune Builder Plan’ is only the name of the Unit Linked Life Insurance Contract and does not in any way indicate the quality of the contract or its future prospects of return.

  • Please know the associated risks and the applicable charges from your insurance agent or the intermediary or policy document of the insurer.

  • The various funds offered under this contract are the names of the funds and do not in any way reflect their quality, their future prospects and returns.

  • The premium paid in Unit Linked Life Insurance Policies are subject to investment risks associated with capital markets and the NAVs of the units may go up and down based on the performance of the funds and the factors influencing the capital market and the insured is responsible for his/her decisions.

  • Past performance of funds is no indicator of future performance, which may be different.

  • For more details on the risk factors, terms and conditions please read the sales brochure and/or sample policy document on our website carefully and/or consult our advisor.

  • Tax benefits are subject to change as per tax laws. Please consult your tax consultant on tax benefits.

Read the policy document here

Read the brochure here