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Terms and Conditions

Terms and Conditions

The following terms and conditions will be deemed to have been accepted by the User on usage of the website www.shriramlife.com

You are requested to read them carefully before you use the services of this site.

The term User shall refer to the user who is browsing the site. The term Shriram Life shall refer to Shriram Life Insurance Co. Ltd. The term Site refers to www.shriramlife.com owned and monitored by Shriram Life Insurance Co. Ltd.

By using the Site, you agree to follow and be bound by the following terms and conditions concerning your use of the Site. Shriram Life may revise the Terms of Use at any time without notice to you. Areas of the Site may have different terms of use posted. If there is a conflict between the Terms of Use and terms of use posted for a specific area of the Site, the latter shall have precedence with respect to your use of that area of the Site.

Shriram Life may terminate User’s access at any time for any reason. The provisions regarding to disclaimer of warranty, accuracy of information and indemnification shall survive such termination. Shriram Life may monitor access to the Site.

Shriram Life shall have no responsibility for any damage to User’s computer system or loss of data that result from the download of any content, materials, and information from the Site.

Shriram Life may change or discontinue any aspect of its website at any time, including, its content or features. Shriram Life reserves the right to change the terms and conditions applicable to use of the Site. Such changes shall be effective immediately upon notice, which shall be placed on the Site.

Shriram Life makes no warranty that: (a) the Site will meet your requirements; (b) the Site will be available on an uninterrupted, timely, secure, or error-free basis; (c) the results that may be obtained from the use of the Site or any services offered through the Site will be accurate or reliable.

The User’s right to privacy is of paramount importance to Shriram Life. Any information provided by the User will not be shared with any third party, provided any statutory authority warrants the same. Shriram Life reserves the right to use the information to provide the User a more personalized online experience.

Payment instruction

When Shriram Life receives a transaction instructions from you through the online/electronic/auto payment mode, Company will be entitled to debit the due payment plus applicable charges payable for the said transaction from the account specified by you/user. Company shall not be liable if any transaction does not fructify or may not be completed or for any failure on part of the bank or the credit card agency to perform any of its obligations. Company shall be under no liability whatsoever in respect of any loss or damage arising directly or indirectly out of the decline of authorization for any transaction, on account of the cardholder having exceeded the preset limit mutually agreed by the cardholder with the card issuing entity from time to time. Shriram Life adheres to the refund & cancellation processes as per the IRDAI norms (issued from time to time).

Disclaimer

For more details on risk factors, terms, and conditions please read the sales brochure carefully before concluding a sale.  

*Tax Benefits:  
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.  
You are eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time.

IRDAI Regn No: 128  
CIN No : U66010TG2005PLC045616 of the Company

The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS

  • IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.