Investment Plan for your Better Future!
Build your savings with Shriram Life Investment Plans with monthly premiums starting from ₹2,000
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Shriram Life Investment Plans
What are Shriram Life Investment Plans?
Shriram Life Investment Plans help you achieve your short term and long term financial goals in an organised manner. Some plans under the Investment option offer multiple choices for premium payment, fund classes and flexibility of investment. Getting an Investment Plan will maximize your returns and you will gain the benefits of savings and protection under a single plan.
- Buy Shriram Life Investment Plans to grow your savings
- Get Assured life coverage
- Survival benefits after maturity
- Different policy tenures and paying terms
- Additional protection through rider plans
- Tax benefits on premium payments
Policy Type
Shriram Life Investment Plans
Premium
Monthly payments starting from ₹2,000
What is covered?
- Premature demise
- Critical illness
- Accident-led demise and permanent disability
Maturity Benefit
Assured returns, which is the fund value during maturity
Death Benefit
Assured death benefits of sum assured
Sum Assured
Minimum - ₹62,500 (Single)
Maximum - No limit, subject to Board approved underwriting policy.
Features and Benefits of Shriram Life Investment Plans
All Shriram Life Investment Plans offer some common features and benefits which include:
Life Coverage
The nominee receives the lump sum in case of the untimely demise of the policyholder.
Higher Interest
One can maximise their savings by selecting promising mutual funds and strategies and receive this fund value upon policy maturity.
Unlimited Switching of Funds
At any point during the tenure, one can switch their funds from one unit fund to another. This flexibility not only enables potential to increase gains by way of portfolio diversification but also offers the opportunity to reduce exposure due to market volatility.
Multiple Fund Options
You can decide and select the options to save and grow your money based on one or a combination of funds.
Maturity Benefits
Shriram Life Investment Plans ensure top-up premium funds along with maturity benefits.
Rider Protection
To get protection against various uncertainties, Shriram Life Investment Plans have rider plans to select from.
Eligibility and Documents Required for Shriram Life Investment Plans
You can apply online for Shriram Life Investment Plan. Follow the steps given below to submit your application:
| Entry age | Minimum - 0 years Maximum - 65 years |
|---|---|
| Maturity Age | Minimum - 18 years Maximum - 75 years |
| Policy Tenure | Minimum - 10 years Maximum - 20 years |
| Premium Paying Term | Single/ Regular/ Limited |
| Sum Assured | Minimum - ₹62,500 (Single) Maximum - No limit (Subject to board approval policy) |
What Do Shriram Life Investment Plans Cover?
Shriram Life Investment Plans provide life protection and policy options to grow your funds. During the tenure, a policyholder can switch his savings to other fund options any number of times at no extra cost. Shriram Life Investment Plans also offer rider options to provide additional coverage.
Factors to Consider While Choosing Shriram Life Investment Plans
Before you buy any of the Shriram Life Investment Plans, you must consider the following factors:
Entry Requirements
Please assess if your age meets the entry age and maturity age criteria to qualify for the selected plan.
Maturity Benefits
You are requested to check if you can receive the maximum paid-up benefits from the plan. Some Shriram Life Investment Plans ensure top-up premium funds along with maturity benefits.
Policy Tenure
There are multiple tenure options available with Shriram Life Investment Plans. You may select the total number of years based on how much corpus you want to accrue.
Premium Paying Tenure
Check out the Shriram Life Investment Plans Calculator to see the premium payment tenure structure. This will help you plan your tenure and select the best option according to your financial goals and requirements.
Riders for Additional Protection
Shriram Life Investment Plans have additional rider options for enhanced life protection.
FAQ’s
What do loyalty additions mean in Shriram Life Investment Plans?
Loyalty additions in Shriram Life Investment Plans are done in the form of top-ups by the insurance provider to the base value of your premium payments.
What are the death benefits available with Shriram Life Investment Plans?
Death benefits are available with certain Shriram Life Investment Plans and include life coverage throughout the tenure.
What is the maturity benefit value I can get with Shriram Life Investment Plans?
The maturity benefit value you can get with Shriram Life Investment Plans will be equal to the total fund value during the policy maturity. Top-up premium value, if any, will also be a part of the survival benefits.
How long does the life protection by Shriram Life Investment Plans last?
The life protection provided by Shriram Life Investment Plans last throughout the policy tenure based on the tenure you have selected.
What does the top-up value mean in Shriram Life Investment Plans?
The top-up value in Shriram Life Investment Plans refers to top-up premium payments that the policy holder pays periodically in addition to the regular premium payments.
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