Shriram Ujjwal Life (SP)

Shriram Ujjwal Life (SP) (UIN-128L035V02) will help you accomplish all your financial goals.


  • Dual benefit of market linked return and insurance protection.

  • Single Premium mode.

  • Liquidity in the form of partial withdrawals and surrender benefits.

  • Six funds to invest with best investment strategy.

  • Flexibility to invest your surplus money in the form of top-up premium.

  • Total transparency, so you know the amount of premium invested and can have a clear idea on investment return.


Maturity Benefits

On survival of the Life Assured up to the end of the policy term, the fund value including top up fund value (if any) will be paid on maturity.

Death Benefits

In case of death of the Life Assured before the end of the policy term, Sum Assured plus value of the units plus top sum assured if any along with top up fund value if any will be paid.If the policy is in discontinuance state, the discontinued policy fund value subject to a minimum guaranteed interest as prescribed by IRDA from time to time will be paid to the nominee or beneficiary.




7 Yrs


65 Yrs

(As on last birthday)

Maturity AGE


75 Yrs

(As on last birthday)



125% / 110% Below 45 Yrs / 45 Yrs and Above

(Single Premium)


Subject to underwritten policy


10 Yrs (Fixed)

Annual Premium


Rs. 35,000


No Maximum Limit


  • Single

RIDERS (Add Ons)

No riders available.



  • Unit Linked Life Insurance Products are different from the traditional insurance products, as in the former, the investment risk in the investment portfolio is borne by the policyholder.

  • ‘Shriram Life Insurance Company Limited’ is only the name of the insurance company and ‘Shriram Ujjwal Life (SP)’ is only the name of the Unit Linked Life Insurance Contract and does not in any way indicate the quality of the contract or its future prospects of return.

  • Please know the associated risks and the applicable charges from your insurance agent or the intermediary or policy document of the insurer.

  • The various funds offered under this contract are the names of the funds and do not in any way reflect their quality, their future prospects and returns.

  • The premium paid in Unit Linked Life Insurance Policies are subject to investment risks associated with capital markets and the NAVs of the units may go up and down based on the performance of the funds and the factors influencing the capital market and the insured is responsible for his/her decisions.

  • Past performance of funds is no indicator of future performance, which may be different.

  • For more details on the risk factors, terms and conditions please read the sales brochure and/or sample policy document on our website carefully and/or consult our advisor.

  • Tax benefits are subject to change as per tax laws. Please consult your tax consultant on tax benefits.

Read the policy document here

Read the brochure here