images
Group Term Life Insurance EDLI

Your Ultimate Guide to Shriram Life Group Term Life Insurance Plan

Your Ultimate Guide to Shriram Life Group Term Life Insurance Plan

  • Tamil
  • English
  • Malayalam
  • Telugu
  • Kannada
  • Hindi
  • Marathi
  • Gujarati
  • Bengali
  • Oriya
Sticky Tab

FAQs Shriram Life Group Term Life Insurance in Lieu Of EDLI

What are the tax benefits of an EDLI Insurance policy? 

The tax benefits will be available and applicable as per the prevailing Income Tax laws under EDLI Insurance

Who will facilitate the claim process under EDLI Insurance? 

The master policy holder will facilitate the claim process under EDLI Insurance

What are the maturity benefits available under EDLI Insurance? 

There are no maturity benefits available under EDLI Insurance

How much of the rider sum assured will be paid in case of permanent partial disability under EDLI Insurance? 

In case of permanent partial disability resulting from an accident, 50% of the rider sum assured will be paid to the member under EDLI Insurance.

What is the conversion factor for the half-yearly premium payment mode under EDLI Insurance?

The conversion factor is 0.5085 for the half-yearly premium payment mode under EDLI Insurance

What is the grace period for premium payments in the monthly mode under EDLI Insurance?

The grace period for premium payments in monthly mode is 15 days under EDLI Insurance

Does the yearly mode for premium payment have a grace period?

The yearly mode for premium payments does not come with a grace period. 

How many classifications are there of members into different groups of EDLI Insurance?

There are nine classifications of members into different groups of EDLI Insurance

What is the free look period?

A free look period of 15 days from the date of receipt is provided to the master policy holder to review the terms and conditions and return the policy stating reasons, in case of any issues. 

Does Shriram Life stop coverages for members who exit under EDLI Insurance?

The policy holder must inform Shriram Life about the members who exit so that the company stops coverage for those members under EDLI Insurance.

Disclaimer

For more details on risk factors, terms, and conditions please read the sales brochure carefully before concluding a sale.  

*Tax Benefits:  
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.  
You are eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time.

IRDAI Regn No: 128  
CIN No : U66010TG2005PLC045616 of the Company

The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS

  • IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.