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Premium Components for Shriram Life Smart Protection Plan SP
The Shriram Life Smart Protection Plan SP comes with three coverage options and the premium payment modes are also set to suit these options. Here is the list of premium components for this plan:
Life Cover with Different Benefits
The Shriram Life Smart Protection Plan SP allows you to select from the Silver, Gold and Diamond coverage options depending on the type of risk you want to cover.Accordingly, it provides a plain life cover, life cover with an accidental death benefit and critical illness coverage. You can select silver for basic life coverage, gold for life coverage with accidental death benefits and the diamond option for critical illness protection along with life coverage. If critical illness occurs first, 25% of the sum assured will be provided to help the policyholder manage hospital expenses. The policy will continue to provide life coverage till the end of the tenure.
Sum Assured
The higher the sum assured, the higher the premium payments will be. If you select to cover your life with a higher amount, you will have to pay accordingly.
Rider Benefits
While the Shriram Life Smart Protection Plan SP doesn't provide any riders, the coverage options it gives are capable of addressing different types of risks for policyholders.