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Growth Plus

Life Protection and Simplified Savings with Shriram Life Growth Plus

Life Protection and Simplified Savings with Shriram Life Growth Plus

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FAQ's related to Shriram Life Growth Plus

What additional benefits will I get after buying the Shriram Life Growth Plus?

If you buy the Shriram Life Growth Plus, you can buy it through an online application from the Shriram Life Insurance website at your convenience. You can pay premiums using debit or credit cards and net banking also. There is a grievance redressal system and customer support to answer your queries. 

Why should I buy the Shriram Life Growth Plus?

The Shriram Life Growth Plus is one of the wide range of insurance solutions by Shriram Life Insurance- a leading player in the insurance market. The company has a wide network of branch offices across India and a larger customer base. The claim settlement procedure is easy and hassle-free. The insurer has received many awards for its services. 

When is the review of rates done under the Shriram Life Growth Plus?

The rates are reviewed on the 5th policy anniversary and every subsequent anniversary under Shriram Life Growth Plus. But this is subject to IRDAI approval. 

What tax benefits do I get if I buy the Shriram Life Growth Plus Plan?

You get a deduction under section 80D for the premiums paid towards the Shriram Life Growth Plus Plan. The payment is also eligible for tax deductions under section 10(10D) of the Income Tax Act. 

What does the Shriram Life Growth Plus not cover?

The Shriram Life Growth Plus does not cover suicide if the policy holder commits suicide within 12 months of the policy coming into force or the date of policy revival, death benefits shall not be paid. However, the nominee shall receive the fund value available on the date of the demise of the policy holder. 

How can I pay my Shriram Life Growth Plus policy premium?

You can pay your Shriram Life Growth Plus policy premium offline by visiting the nearby branch physically or you can pay it online.

What is the top-up sum assured for the Shriram Life Growth Plus Policy?

The top-up sum assured is 125% of the top-up premium for the Shriram Life Growth Plus Policy.

Is there any charge associated with switching funds or redirection of premium in the Shriram Life Growth Plus?

There is no charge for switching funds or redirection of premiums as they are cost-free in the Shriram Life Growth Plus.

What is the premium allocation charge in the Shriram Life Growth Plus?

In the Shriram Life Growth Plus the premium allocation charge is a percentage of the annualized premium for regular and limited premium policies and it is deducted from the premium received. The units are allocated on the basis of the balance premium after deduction.

How is the loyalty credit paid in the Shriram Life Growth Plus?

The loyalty additions are credited to the base premium fund value of the policy in the form of additional units over the tenure of the policy in the Shriram Life Growth Plus, subject to the condition that all due premiums payable by this time are paid fully.

Disclaimer

For more details on risk factors, terms, and conditions please read the sales brochure carefully before concluding a sale.  

*Tax Benefits:  
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.  
You are eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time.

IRDAI Regn No: 128  
CIN No : U66010TG2005PLC045616 of the Company

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